Atlantic Real Estate Capital is an independent, full-service commercial mortgage banking firm. Founded in 1979, Atlantic boasts a team of top professionals who are deeply committed to providing our clients with customized, intelligent solutions. With a sharp focus on debt placements, structured capital financing, advisory services and loan servicing for developers and owners, we leverage extensive market knowledge to add value to every transaction through thoughtful structure, strategic marketing and aggressive negotiation.
Since 1979, our personalized approach, deep knowledge, and recognized excellence in underwriting, placing, closing and servicing commercial loans have helped us become industry leaders in Virginia and grow beyond our borders. We have successfully closed deals in almost every U.S. state — from large MSAs to smaller suburban markets. Our experience includes traditional debt and equity placements and customized structured capital financing to provide permanent and bridge financing for apartments, retail and office buildings, warehouses, distribution facilities, hotels and all other property types.
When you work with Atlantic, you’ll access our broad network of institutional real estate sources, including insurance companies and pension funds, the capital markets (CMBS), and national, regional and local banks. The combination of our expertise in various markets, knowledge of the global capital markets, and access to various capital sources connects our clients to a broader product offering and an unlimited geographic lending footprint.
Regardless of market conditions, Atlantic remains flexible and innovative in matching the needs of our investors and developers, while consistently increasing production volume that has increased annually and totals in excess of $5 billion.
The Early Years
Every story has a beginning. Ours started in 1979 when three Principals left United Virginia Mortgage, the Commercial lending division of Virginia’s largest community bank, United Virginia Bank (UVB), to found an independent mortgage banking firm. Their goal was to create a firm that would help borrowers access the capital necessary to meet their growth and financial needs, while receiving hands-on service and superior results. For over 35 years, we’ve been striving to deliver on that mission every day and through every deal.
Developing and Growing Atlantic
Throughout the ‘80 and ‘90s, we watched our original office become two, then three and then many more—expanding to multiple locations within northern Virginia, Richmond VA, Raleigh NC, and the Tidewater region of Virginia. With forward momentum, we achieved the recognition of “Virginia State Exclusive Correspondent” for large institutional capital sources like Allstate, Nationwide, Lincoln Financial, Provident Life, All American Life, and Unum.
Before we knew it, Atlantic had built a $500+MM servicing portfolio, was designated as an FHA approved servicer and originator and won the title of “Virginia’s Largest Independent Commercial Mortgage Brokerage Firm.”
Much of our growth can be attributed to the relationships we’ve built through acquisitions and partnerships. In 2004, Resource Bank bought Atlantic in order to help strengthen their growing commercial lending platform. Upon Fulton Bank’s purchase of Resource Bank in 2005, Atlantic became Fulton’s Mid-Atlantic commercial origination division serving an even wider scope—from the Carolinas through Pennsylvania.
In 2009, our Principals recapitalized Atlantic from Fulton Bank to become an independent commercial mortgage brokerage once again. This is the capacity in which we serve our clients today, and why we are able to offer a broad spectrum of customized lending solutions.
Over the last 35 years, our breadth of services, wide-ranging expertise and extensive network of capital sources has allowed us to weather the storm of multiple real estate cycles and varying rate environments. We’re proud to have arranged financing for every type of commercial property on the market and in almost every state in the contiguous U.S., with originations estimated in excess of $5 Billion and growing rapidly.
We continue to serve as a member of the Mortgage Bankers Association and are Argus Software Certified. We are excited about our future and look forward to growing with our clients.